Enablers India

 

Reserve Bank of India

 

(Last Update on June 30, 2013)

 

This is a private page for the Officers of RBI who are attending the Pre Examination Training for promotion to Grade ‘B’.

 

Disclaimer

(This facility is temporary and at the discretion of Enablers' India. Enablers' are under no contractual obligation to provide this facility. We take no liability for the accuracy of the material.)

 

Copyrights: The intellectual property rights for different material vest with respective speakers and sources. Enablers India can facilitate the permission to use the material.

 

Enablers India is managed by Y N Kaushal and Pritima Kaushal.

 

To know more about Y N Kaushal, click here.

 

To know more about Pritima Kaushal, click here.

 

To know more about Enablers India, click here.

 

 

 

This site is continuously updated. Please keep visiting again and again.

 

The following material has three components:

 

1.    Indian Banking and Financial System

2.    English

3.    Interview Guide

 

 

Course material for the following sessions is available on this website against the URL:

 

 

Banking

 

Banks in India and their regulation - Banking Regulation Act 1949

 

 

·       Lecture Notes on Banking Regulation Act prepared by Prof Pushkal Pandey, click here.

 

·       Important: There was an amendment to Banking Laws. This short note prepared by Shri Pushkal Pandey will be quite helpful for the examination and interview. Click here.   

 

·       Model answers to three questions in this area are prepared by Prof Pushkal Pandey. Click here.

 

 

 

Banking structure in India – Commercial banks, Co-op Banks and RRBs

 

·       Material for this topic is contained in Prof Pushkal Pandey’s notes in the previous topic.

·       For a comprehensive presentation, click here.

 

 

Role of NABARD in rural and agriculture credit

 

·       Please visit www.nabard.org/ to learn about NABARD in detail.

 

·       Presentation by Mr. Subodh Kumar  is here.

 

·       You can read NABARD Act here. 

 

·       RBI Governor gave a speech on July 12, 2012 on NABARD completing 30 years. A very good reading. Click here.

 

·       Kisan Credit Card Scheme is a great scheme for Farmers. For its revised form, do read it in Hindi here. Read it in English here.

 

 

 

Negotiable Instruments and their characteristics – Negotiable Instruments Act

 

·       For Lecture Notes by Prof Pushkal Pandey, click here.

 

 

 

 

Licensing Requirements for banks

 

 

·       For Draft Guidelines for Licensing of New Banks in the Private Sector, please click here.

 

 

Sectoral deployment of credit - RBI Guidelines on Priority Sector Lending

 

 

·       M V Nair Committee report came out with their recommendations on Priority Sector Lending. For the report, please refer here. For PDF version, click here.

·       Very Important. There has been a revised circular on the topic on July 20, 2012. This circular supersedes the Master Circular issued on July 2, 2012. It reflects some of the recommendations of MV Nair Committee. We advise you to study the latest circular. For new circular click here.

 

·       Dr. KC Chakraborty, Deputy Governor has given a speech on the subject on September 4, 2012. It will be very useful to read the speech to gain the comprehensive perspective. Click here. 

 

 

SLR Requirements – RBI guidelines on valuation of securities

 

·       For lecture notes by Prof Pushkal Pandey, click here.

 

 

Asset Liability Management and Profitability Management – Capital Adequacy Norms, Income Recognition and Provisioning Norms

 

·       For lecture notes by Prof A Roy, click following:

o   Asset Liability Management and Profitability Management

o   Slides on ALM

o   Capital Adequacy Norms,

o   Income Recognition and Provisioning Norms

 

Computerization and Automation in Banks

 

·       This topic is merged with Role of IT in Banking, Computerization of Banking Operations, Role of RBI to be found later

 

 

Report of Committee on Banking Sector Reforms (Second Narasimhan Committee) Main Recommendations

 

·       For Lecture Notes by Prof Roy, click here.

 

 

 

Exchange Control and Foreign Exchange Management

 

Foreign Exchange Regulation Act 1973 – Rationale of replacing FERA with FEMA

 

·       For Lecture notes by Sh D K Singh, click here.

·       For a short note by Sh D K Singh, click here.

 

 

 

Import and Export Trade Control

Factors affecting India’s export trade

 

·       The lectures were taken by Prof R K Wadhwa. He retired recently from Indian Institute of Foreign Trade and is an eminent expert on Export and Import. For his lecture notes, click here.

 

 

 

Approved methods of payment

Role of authorized dealers and money changers in administration of Exchange Control

 

·       For lecture notes, please click here.

 

 

 

 

 

Export Finance, - RBI Guidelines on Pre-shipment and post-shipment Finance, Negotiation and Collection of Export Bills

 

·       For Lecture Notes by Prof Abhijit Roy, click here.

 

Handling of Import documents, Issue of Letters of Credit - UCPDC

 

·       For Lecture Notes by Prof Abhijit Roy, click here.

 

 

Role of Exim Bank of India and ECGC in Export Trade

 

·       For Lecture notes by Prof RK Wadhwa, please click here.

·       To know more about EXIM Bank, please visit www.eximbankindia.com/

·       To know more about ECGC, please visit https://www.ecgc.in/ 

 

 

Exchange Rate – Factors affecting Exchange rate Exchange Risk Management

 

·       For Lecture Notes by Prof Pushkal Pandey, click here.

 

 

 

 

Asian Clearing Union and European Monetary Union

 

·       Presentation by Sh Devinder Kumar, AGM is here.

 

·       Brochure on ACU is here.

 

 

External commercial Borrowings

 

Foreign Investment in India

 

Facilities available for FIIs

 

·       For lecture notes on the three topics as above, by Prof Abhijit Roy, please click here.

 

 

Facilities available for NRIs

 

 

·       For lecture notes by Prof Abhijit Roy, please click here.

 

 

 

 

 

Monetary Policy

 

 

Monetary Policy

 

·       For Prof Pushkal Pandey’s Lecture Notes, please click here.

·       For Prof KV Tyagi’s Lecture Notes in Hindi, please click here. These notes are revised one and contain additional material compared to what was circulated in the class. Towards the end you will also find Multiple Choice Questions for self-assessment and revision of the topic.

·       Mr. Deepak Mohanty’s speech given on 15 March 2010 is a very readable commentary on India’s Monetary Policy. Please locate it on RBI website and read it.

 

 

 

Monetary Policy and Monetary Control, SLR requirements

 

·       For Prof Pushkal Pandey’s lecture notes, click here.

 

 

Money market Instruments

 

·       For Prof Pushkal Pandey’s Lecture notes, click here.

 

 

Public debt

 

·       For Presentation by Prof Pushkal Pandey, click here.

 

·       For Chapter from Annual Report, click here.

 

·       For Status Report published in March 2012, by Ministry of Finance, click here.

 

 

Interest Rates – regulation and deregulation

 

·       For Prof Pushkal Pandey’s lecture notes, click here.

 

 

 

Functions of RBI

 

RBI Act

 

·       RBI Act is basic legal document that governs the functioning of Reserve Bank. It has gone through several amendments. For reading RBI Act, please click here.  

·       For Brochure on RBI, click here.

 

 

Role of RBI as banker and advisor

 

·       For presentation copy, click here.

 

 

Management of Currency – Currency Chest mechanism

 

·       For Presentation, click here.

 

Supervision and Control over Commercial Banks.  

 

·       For a short presentation, click here.

 

Supervision and Control over Urban Cooperative Banks

 

·       Dr Pandey had asked everyone to take notes and advised not to refer to anything else.

 

Supervision and Control over NBFCs

 

Click here. For Lecture notes.

 

Also please read Chapter IIIB of RBI Act

 

 

 

Management of Foreign Exchange Reserves of the Country

 

·       For presentation by Sh Devinder Kumar, click here.

 

RBI’s Development and Promotional activities

 

·       Dr Pandey had asked everyone to take notes and advised not to refer to anything else.

 

 

Payment and settlement systems – Role of RBI

 

·       For presentation copy, click here.

 

Role of IT in Banking, Computerization of Banking Operations, Role of RBI

 

·       For copy of presentation by Mr. HS Bains, click here.

 

 

Training of Bank Personnel

 

·       For copy of presentation by Sh V K Kaushik, click here.

 

 

 

 

English

 

 

 

This part is under construction.

 

 

 

 

Interview Guide

 

 

 

This part is under construction. Expected to be available in December 2012.

 

 

Wish you all the best in your attempt to improve your career through improvement in your competency.